Main Article Content
Abstract
Pengabdian kepada masyarakat ini dilaksanakan di Desa Burai, Ogan Ilir. Tema pengabdian kepada masyarakat ini adalah mengenai literasi keuangan dalam pengelolaan keuangan rumah tangga. Peserta kegiatan ini adalah warga Desa Burai, Ogan ilir yang berjumlah 25 Orang. Masyarakat kota Burai mayoritas berprofesi sebagai petani dan pedagang, dan status ekonominya tergolong rendah. Tingkat pendidikan rata-rata masyarakatnya sampai SMP. Berdasarkan hal tersebut, dipandang perlu untuk memberikan edukasi mengenai literasi keuangan. Edukasi dilakukan dengan metode presentasi dimana peserta mendengarkan materi kemudian melakukan diskusi dan sesi tanya jawab. Hasil edukasi menunjukkan bahwa warga desa Burai, Ogan ilir memiliki tingkat literasi yang rendah dalam pengelolaan keuangan rumah tangga. Hal ini dibuktikan dengan indikator seperti kepemilikan rekening bank, tabungan, pencatatan keuangan, dan perencanaan investasi.
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References
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- Dalimunthe, S., Mardiyati, U., Handarini, D., & Safitri, N. (2022). Upaya Peningkatan Kesejahteraan Keluarga melalui Pelatihan Perencanaan Keuangan. PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan, 2(2), 30–36. https://doi.org/10.36406/progresif.v2i2.683
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- Mandell, L., & Klein, L. S. (2007). FINANCIAL SERVICES REVIEW : Motivation and financial literacy. Financial Services Review, 16, 105–116.
- Muñoz-Murillo, M., Álvarez-Franco, P. B., & Restrepo-Tobón, D. A. (2020). The role of cognitive abilities on financial literacy: New experimental evidence. Journal of Behavioral and Experimental Economics , 84(November 2019), 101482. https://doi.org/10.1016/j.socec.2019.101482
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- Saputri, N. D. M., Malinda, S., Listya, A., & Efriandy, I. (2023). Pendampingan Pemeriksaan Kesehatan Keuangan, Perencanaan dan Pengelolaan Keuangan Berbasis Aplikasi Digital. Sricommerce: Journal of Sriwijaya Community Services, 4(2), 85–92. https://doi.org/10.29259/jscs.v4i2.151
- Wulandari, I., & Sri Utami, E. (2020). Perencanaan dan Pengeloalaan Keuangan Keluarga pada Ibu Rumah Tangga Dusun Pasekan Lor, Balecatur, Gamping, Sleman, Yogyakarta. Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat, 3(2), 236–243. https://doi.org/10.31294/jabdimas.v3i2.7209
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References
Andarsari, P. R., & Ningtyas, M. N. (2019). The Role of Financial Literacy on Financial Behavior. Jabe (Journal of Accounting and Business Education), 4(1), 24. https://doi.org/10.26675/jabe.v4i1.8524
Anshika, Singla, A., & Mallik, G. (2021). Asia Paci fi c Management Review Determinants of fi nancial literacy : Empirical evidence from micro and small enterprises in India. Asia Pacific Management Review, (xxxx). https://doi.org/10.1016/j.apmrv.2021.03.001
Bottazzi, L., & Lusardi, A. (2020). Stereotypes in financial literacy: Evidence from PISA. Journal of Corporate Finance, (xxxx), 101831. https://doi.org/10.1016/j.jcorpfin.2020.101831
Brillianti, F., & Kautsar, A. (2020). Apakah Literasi Keuangan Memengaruhi Kesejahteraan Rumah Tangga di Indonesia? Kajian Ekonomi Dan Keuangan, 4(2), 103–115. https://doi.org/10.31685/kek.v4i2.541
Dalimunthe, S., Mardiyati, U., Handarini, D., & Safitri, N. (2022). Upaya Peningkatan Kesejahteraan Keluarga melalui Pelatihan Perencanaan Keuangan. PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan, 2(2), 30–36. https://doi.org/10.36406/progresif.v2i2.683
Grohmann, A. (2018). Financial literacy and financial behavior: Evidence from the emerging Asian middle class. Pacific Basin Finance Journal, 48(January), 129–143. https://doi.org/10.1016/j.pacfin.2018.01.007
Kaiser, T., Lusardi, A., Menkhoff, L., & Urban, C. (2022). Financial education affects financial knowledge and downstream behaviors. Journal of Financial Economics, 145(2), 255–272. https://doi.org/10.1016/j.jfineco.2021.09.022
Karizaa, C. L., & Ardana Reswari, R. (2023). Edukasi Perencanaan Keuangan Dalam Program Bulan Inklusi Keuangan Kepada Masyarakat Desa Temajok. Journal of Economics and Business UBS , 12(3), 2023.
Lopus, J. S., Amidjono, D. S., & Grimes, P. W. (2019). Improving financial literacy of the poor and vulnerable in Indonesia: An empirical analysis. International Review of Economics Education, 32(February), 100168. https://doi.org/10.1016/j.iree.2019.100168
Luiza, A., & Jr, C. (2021). Journal of Behavioral and Experimental Economics Improving the level of financial literacy and the influence of the cognitive ability in this process. Journal of Behavioral and Experimental Economics, 90(January 2020), 101656. https://doi.org/10.1016/j.socec.2020.101656
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5
Mandell, L., & Klein, L. S. (2007). FINANCIAL SERVICES REVIEW : Motivation and financial literacy. Financial Services Review, 16, 105–116.
Muñoz-Murillo, M., Álvarez-Franco, P. B., & Restrepo-Tobón, D. A. (2020). The role of cognitive abilities on financial literacy: New experimental evidence. Journal of Behavioral and Experimental Economics , 84(November 2019), 101482. https://doi.org/10.1016/j.socec.2019.101482
Noerhidajati, S., Purwoko, A. B., Werdaningtyas, H., Kamil, A. I., & Dartanto, T. (2021). Household financial vulnerability in Indonesia: Measurement and determinants. Economic Modelling, 96(December 2019), 433–444. https://doi.org/10.1016/j.econmod.2020.03.028
Novitasari, A. (2022). Pengaruh Literasi Keuangan Dan Gaya Hidup Ibu Rumah Tangga Terhadap Pengelolaan Keuangan Keluarga Di Desa Bulusari. Jurnal Economina, 1(2), 386–406. https://doi.org/10.55681/economina.v1i2.70
Pradinaningsih, N. A., & Wafiroh, N. L. (2022). Pengaruh Literasi Keuangan, Sikap Keuangan dan Self-Efficacy terhadap Pengelolaan Keuangan Ibu Rumah Tangga. E-Jurnal Akuntansi, 32(6), 1518. https://doi.org/10.24843/eja.2022.v32.i06.p10
Raneo, A. P., Saputri, N. D. M., Mavilinda, H. F., & Gozali, E. O. D. (2022). Penyuluhan Literasi Keuangan Untuk Masyarakat Di Desa Sungsang I, Banyuasin. SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan, 6(3), 1220. https://doi.org/10.31764/jpmb.v6i3.10446
Salignac, F., Marjolin, A., Reeve, R., & Muir, K. (2019). Conceptualizing and Measuring Financial Resilience: A Multidimensional Framework. Social Indicators Research, 145(1), 17–38. https://doi.org/10.1007/s11205-019-02100-4
Saputri, N. D. M., Malinda, S., Listya, A., & Efriandy, I. (2023). Pendampingan Pemeriksaan Kesehatan Keuangan, Perencanaan dan Pengelolaan Keuangan Berbasis Aplikasi Digital. Sricommerce: Journal of Sriwijaya Community Services, 4(2), 85–92. https://doi.org/10.29259/jscs.v4i2.151
Wulandari, I., & Sri Utami, E. (2020). Perencanaan dan Pengeloalaan Keuangan Keluarga pada Ibu Rumah Tangga Dusun Pasekan Lor, Balecatur, Gamping, Sleman, Yogyakarta. Jurnal Abdimas BSI: Jurnal Pengabdian Kepada Masyarakat, 3(2), 236–243. https://doi.org/10.31294/jabdimas.v3i2.7209
Yushita, A. N. (2017). Pentingnya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi. Nominal, Barometer Riset Akuntansi Dan Manajemen, 6(1). https://doi.org/10.21831/nominal.v6i1.14330