Main Article Content
Abstract
Fintech (financial technology) adalah inovasi di bidang jasa keuangan yang sedang tren di indonesia. Fintech memberikan pengaruh kepada masyarakat secara luas dengan memberikan akses terhadap produk keuangan sehingga transaksi menjadi lebih praktis dan efektif. Tujuan dari kegiatan pengabdian ini untuk memberikan pemahamaan tentang manfaat dana elektronik non tunai dan simpan pinjam financial technology, memberikan pemahamaan tentang terjadinya beberapa kasus penipuan melalui pinjaman financial technology, memberikan pengetahuan tentang beberapa aplikasi dana elektronik non tunai kepada masyarakat. Metode kegiatan penyuluhan dimana terdapat ceramah, tanya-jawab dan evaluasi. Hasil kegiatan adalah pemberian pemahaman kepada masyarakat atas kemajuan teknologi termasuk teknologi transaksi keuangan sangat membantu masyarakat untuk menggunakannya secara bijak, sehingga kehadiran teknologi ini dapat memberikan manfaat yang besar dan terhindari dari risiko yang dapat menyebabkan kerugian bagi masyarakat.
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References
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- Miliani, L., & Indriani, M. T. D. (2013). Adoption Behavior of E-Money Usage. Information Management and Business Review, 5(7), 369–378. https://doi.org/10.22610/imbr.v5i7.1064
- Peraturan otoritas jasa keuangan nomor 77/pojk.01/2016
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References
Anggraini, A. R., & Oliver, J. (2015). The Influences Of Bank Product Socialization And Electronic Payment System Quality On Intention To Use E-Money In Indonesia -. 3rd IMCoSS 2015 The Third International Multidisciplinary Conference on Social Sciences 5, 6 June 2015, II–46. https://doi.org/10.1017/CBO9781107415324.004
Chiu, J., & Wong, T. (2014). E-money: Efficiency, stability and optimal policy. Bank of Canada Working Paper, (2014–16).
Dorfleitner, Hornuf, Schmitt, & Weber.2017.Fintech in Germany. Springer Nature Switzerland AG.
Ge, R., Feng, J., Gu, B., & Zhang, P. (2017). Predicting and Deterring Default with Social Media Information in Peer-to-Peer Lending. Journal of Management Information Systems, 34(2), 401-424. https://doi.org/10.1080/07421222.2017.1334472
Harrell, P. E., Rosenberg, E., Cohen, W. D. S., Shiffman, G. M., Singh, D., & Szubin, A. (2019). Economic Dominance, Financial Technology, and the Future of U.S. Economic Coercion. In Centre for a New American Security (CNAS). Retrieved from https://s3.amazonaws.com/files.cnas.org/documents/CNAS-Report-Economic_Dominance-final.pdf?mtime=20190423154936
Hsueh L & Darnall N. 2017. Alternative and nonregulatory approaches to environmental governance. Journal of Public Administration Research and Theory, 1-7. DOI: 10.1093/jopart/muw042
Jaumotte, F., Lall, S., & Papageorgiou, C. (2013). Rising income inequality: Technology, or trade and financial globalization? IMF Economic Review, 61(2), 271–309. https://doi.org/10.1057/imfer.2013.7
Karim, K. (2019). Why People In Makassar Are Not Using E-Money Transaction. Reseacrh Gate, (August).
Micu, A. (2016). Financial Technology (FinTech) and its Implementation on the Romanian Non-Banking Capital Market. SEA – Practical Application of Science, IV(11), 379–384.
Miliani, L., & Indriani, M. T. D. (2013). Adoption Behavior of E-Money Usage. Information Management and Business Review, 5(7), 369–378. https://doi.org/10.22610/imbr.v5i7.1064
Peraturan otoritas jasa keuangan nomor 77/pojk.01/2016
Setiaji, Triana dan Harimurti .2016. Strategi Penguatan Sektor IKNB Melalui Inisiasi Program Nasional Akselerasi Industri Peer to Peer Lending (P2PL),Pemenang lomba Call for Paper OJK 2016.
Tarazi, M., & Breloff, P. (2010). Nonbank E-Money Issuers: Regulatory Approaches to Protecting Customer Funds. In CGAP Focus Note. Retrieved from http://www.cgap.org/sites/default/files/CGAP-Focus-Note-Nonbank-E-Money-Issuers-Regulatory-Approaches-to-Protecting-Customer-Funds-Jul-2010.pdf